Terms & Conditions

1. Purpose of the Website

This website is intended solely to provide information about Piano Health’s pre-production concepts, including the proposed Piano Credit Card and other health-related services. The waitlist is an expression of interest in a future product under development and does not constitute a credit card application, an offer of credit, or a contractual agreement.

2. Eligibility to Join the Waitlist

To join our waitlist, you must meet the following requirements:

• Be at least 21 years old.
• Be a resident of the United States.
• Provide a valid U.S. phone number.

By signing up for the waitlist, you confirm that you meet these eligibility criteria.

3. Information Collection and Use

When joining the waitlist, we collect your phone number and may collect other personal information as described in our Privacy Policy.

Disclaimer for Phone Number Collection: By joining the waitlist, you acknowledge this is not a credit card application. No terms, rates, or creditor relationship are established by signing up. You are expressing interest in a future product under development.

Your personal information will be used solely for purposes related to the waitlist, including providing updates about the product’s development. For more information, please refer to our Privacy Policy.

4. Disclaimers

General Disclaimer: The Piano Credit Card is a pre-production concept. All information presented on this site is speculative and provided solely to gauge interest in the product. Features, discounts, and terms are subject to change and are not guaranteed. This is not an offer to apply for credit or enter into any agreement.

Discount Disclaimer: Expected discounts; subject to change based on vendor participation and final product terms.”

No Guarantees: We make no guarantees regarding the availability, features, discounts, or terms of the Piano Credit Card or any related products. Participation in the waitlist does not create any legal or financial relationship between you and Piano Health or any potential creditor.

5. User Obligations

By using this website or joining the waitlist, you agree to:

• Provide accurate and truthful information.
• Use the website only for lawful purposes.
• Refrain from engaging in unauthorized access or tampering with the site’s functionality.

6. Termination of Access

We reserve the right to terminate or suspend your access to our website or waitlist at our discretion, without notice, for any reason, including but not limited to violation of these Terms.

7. Indemnification

You agree to indemnify and hold Piano Health, its officers, employees, contractors, affiliates, and agents harmless from any claims, damages, or liabilities arising from your use of our website or waitlist.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites and recommend reviewing their terms and privacy policies.

9. Future Product and Service Disclaimers

The waitlist is for a pre-production concept, and there is no guarantee the product will be released. Any future product or service offerings are subject to change or cancellation at Piano Health’s discretion.

10. No Financial or Legal Advice

The content on this website is for informational purposes only and does not constitute financial, legal, or medical advice. Consult a professional for advice tailored to your situation.

11. Intellectual Property

All content, materials, and trademarks on this website are owned by Piano Health or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, or use any content from this website without our prior written consent.

12. Limitation of Liability

Piano Health shall not be liable for any damages arising from your use of this website, joining the waitlist, or reliance on any information presented here. All content is provided “as is” without warranties of any kind.

13. Modifications to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of our website after changes are posted constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of laws principles.

15. Contact Information

If you have any questions about these Terms or the waitlist, please contact us:

Email: support@pianohealth.com

By using our website or joining the waitlist, you agree to these Terms and acknowledge the disclaimers outlined above.